1 October 2026 — RealFi today launched on Cardano mainnet, moving its real-world asset (RWA) stablecoin protocol out of testnet and into live use. The milestone follows a public testnet phase in which more than 3,000 verified wallets actively participated.
At the core of RealFi’s approach is a two-token structure that seperates liquidity from risk. USDrf serves as a liquid senior token, while sUSDrf, its staked junior counterpart, is designed to absorb losses first — giving the protocol a differentiated way to bring real-world financial assets onto the chain.
During the public testnet period, RealFi recorded more than 3,000 verified active wallets — well ahead of its 2,000-wallet target .
John O’Connor, CEO of RealFi, said:
“Mainnet is an important milestone for RealFi, but it is ultimately the starting point for what we want to build. Our focus is on creating financial infrastructure that brings the transparency and accessibility of blockchain together with exposure to real-world finance, while building a model that is explicit about where risk sits and who bears it.
“The response to our testnet gave us strong validation ahead of launch, with more than 3,000 verified active wallets participating. We now have the foundations in place to move into the next stage of RealFi’s growth, beginning on Cardano before taking the protocol to a much broader market.”
RealFi’s mainnet launch comes with integrations already live across Cardano. Liqwid connects the protocol to lending markets, SundaeSwap provides access to decentralised exchange liquidity, and Lace lets users interact with RealFi directly from within the Cardano wallet.
Mainnet also marks the formal rename of RealFi’s stablecoin tokens, decided by community vote ahead of launch. The change supports future exchange and partner integrations and avoids confusion with a third party name. Rather than choose a new name internally, RealFi put two fully vetted options to its community and committed to whichever won. USDr is now USDrf, and staked sUSDr is now sUSDrf; the RFG governance token is unaffected.
RealFi’s roadmap extends beyond Cardano: the team plans to bring the protocol to EVM-compatible networks following a further round of testing . The move is intended to extend RealFi’s model to a broader onchain audience beyond the Cardano ecosystem.
Disclaimers
RealFi products are not available at launch to persons located or resident in the United States (US), the European Union (EU), the United Kingdom (UK), or any other jurisdiction where access is restricted or prohibited by applicable law or sanctions. In Hong Kong, RealFi products are available only to professional investors through permitted offerors. Returns generated through sUSDrf are variable, not guaranteed, and capital is at risk — .; sUSDrf is structured to absorb losses first. USDrf is not a bank deposit, is not insured or guaranteed by any government agency, and may not maintain its target value. This release contains forward-looking statements, including regarding planned EVM expansion and future protocol development.including statements regarding planned EVM expansion and future protocol development. Actual results may differ materially, and RealFi undertakes no obligation to update these statements. Nothing in this release constitutes an offer or solicitation to buy or sell any token or security, or investment, legal or tax advice.
[SRS1]Completed the forward-looking statement (no-update undertaking) and added the not-an-offer and no-advice language consistent with the whitepaper disclosure package.
About RealFi
RealFi is a Cardano-native protocol bringing real-world assets onchain through a two-token stablecoin model. USDrf provides liquid, senior exposure, while sUSDrf, its staked junior token, is designed to absorb losses first. Integrated with the Lace wallet and built on Cardano, RealFi is designed to make real-world onchain returns transparent and accessible worldwide.
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