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    Blockchain changes the world. It is obvious for many people that after October 2008, when Satoshi Nakamoto wrote his landmark article “Bitcoin: A Peer-to-Peer Electronic Cash System,” data storage and transaction methods, especially in finance, are unlikely to ever be the same. Blockchain and cryptocurrencies, especially in the financial sector, are no longer just a fashionable subject, but a technology that penetrates our lives. Indirectly, this is confirmed by the rejection of new instruments by financial regulators. In this case, fear lies behind the negative.   For example, the former head of the Federal Reserve System Bernd Bernanke in 2013

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